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Should a claim that's not your fault still raise your insurance rate?

Car, home, etc.

Comments

Fault isnt always a clean call. Word against word can make it hard to prove.

That's not the question retard

Thats what the premium should be for

Is that not already how it works?

No, only 2 states have laws requiring that the rate doesn't increase in this situation, and surprisingly it's California and Oklahoma. Opposite ends of politics.

Hell no. If some woman crashes into me I should not have to pay more. Literally a result of the feminist movement