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Should a claim that's not your fault still raise your insurance rate?

Car, home, etc.

Comments

Hell no. If some woman crashes into me I should not have to pay more. Literally a result of the feminist movement

Thats what the premium should be for

Is that not already how it works?

No, only 2 states have laws requiring that the rate doesn't increase in this situation, and surprisingly it's California and Oklahoma. Opposite ends of politics.

Fault isnt always a clean call. Word against word can make it hard to prove.

That's not the question retard